1. Information Collection & Use
We collect personal and financial information submitted through consultation forms, applications, and service requests. This information may be used to assess financial needs, evaluate eligibility, provide insurance or lending services, support investment-related services, respond to enquiries, and meet applicable legal requirements.
2. Financial Information
Where necessary, we may collect information relating to income, employment, assets, liabilities, credit history, insurance requirements, investment preferences, or other financial circumstances relevant to the services requested.
3. Third-Party Disclosures
We do not sell, rent, or otherwise monetize personal information for third-party marketing purposes. Information may be shared with authorized lenders, insurers, financial institutions, custodians, service providers, or professional partners when necessary to provide requested services or comply with legal obligations.
4. Service Providers
Certain operational activities may be supported by trusted service providers that assist with technology, document processing, communications, verification, security, analytics, or other legitimate business functions. Such providers may access information only as reasonably necessary for their assigned services.
5. Data Protection
We use reasonable technical, administrative, and organizational safeguards to protect personal and financial information against unauthorized access, misuse, alteration, loss, or disclosure. Access to sensitive information is limited to authorized personnel and service providers who require it for legitimate purposes.
6. Data Retention
Personal information is retained only for as long as reasonably necessary to provide services, maintain appropriate records, prevent fraud, resolve disputes, and satisfy applicable legal or regulatory requirements.
7. Cookies and Analytics
We may use essential cookies and limited analytics technologies to maintain website functionality, understand general usage patterns, improve performance, enhance security, and identify technical issues.
8. Your Rights
Where applicable, you may request access to, correction of, or deletion of personal information held about you. You may also withdraw consent for non-essential marketing communications at any time, subject to applicable legal and contractual requirements.
9. Data Accuracy
You are responsible for providing accurate and current information when submitting applications, enquiries, or service requests. Keeping your information updated helps support accurate eligibility assessments and service delivery.
10. Personal Information Sales
We do not sell personal information. Information may be disclosed only where reasonably necessary to provide requested services, operate our systems, protect against fraud, or satisfy applicable legal and regulatory obligations.
11. Policy Updates
This policy may be updated periodically to reflect changes in our services, technology, privacy practices, or applicable requirements. The latest version will be made available through this website.